Ask this wedding photographer about whether or not he has liability insurance.
Although it will be quite understandable if this will not turn out to be the first thing that you will end up asking about from your wedding photographer but you still need to make sure that you actually get to that particular point of the conversation before you hammer out a deal with him and before you finalize a transaction. The truth of the matter is that anything can happen during a wedding. From natural disasters to emergencies and so on and so forth; there is only so much that you can do about it.
You need to know for sure that the wedding photographer that you end up hiring for your wedding photography coverage has insurance so that you are freed up from liabilities of any kind in case something happens during your wedding day. It will really technically work out in your best interest if you don’t have to worry about things like this anymore. Insurance will assure you that everything will be taken care of in the event that something happens. You don’t have to be looking over your shoulder every bit of time that the wedding photographer is there.
Discuss the cancellation policy or the circumstances surrounding a possible request for a refund.
The reality is that not all of the wedding photography deals that get confirmed actually push through. There will be times wherein a client might need to reschedule the date, postpone, or call things off altogether. Although it may be true that this is not the type of situation or predicament that you will probably imagine yourself in one way or the other; the truth of the matter is that it will always turn out to be a bit of a possibility and something that you need to prepare for. Discuss the items around what calls for a refund, when said refund will be valid, whether you will be getting your full down payment back or just a percentage of it, and so on and so forth. It is better for you to know these things ahead of time before you even have a need for it so that you don’t have to end up upset over certain things if you do need to cancel the schedule and your money is not returned because that’s what’s written on the contract and you failed to absorb it during that time.
Discuss the written contract that you are requiring from your wedding photographer.
For anything and everything that involves money, involves a huge responsibility, and what technically counts as a business deal in general; there needs to be a contract to help legitimize the deals that have been agreed upon. Don’t just pin your hopes on verbal promises. Get things down on paper so that you actually have something that you can go ahead and hold on to when it all comes down to it. Get a contract lawyer on board if you have to or if it makes you feel more secure.
If you are based in Edinburgh, www.rossbarberphotography.co.uk/ offers great wedding photography packages at a reasonable price.